KLAR

Klarna

PRICE + EARNINGS

KLAR · daily price and volume
OFFICIAL CLOSE · Sep 3, 2026$14.40
SCHEDULED REPORTNov 17, 2026Tentative · As of Sep 3, 2026
EPS ESTIMATE-$0.14
52-WEEK RANGE$12.06—$57.20
Sep 3, 2026 · $14.40 · 11.9M shares-68.6% over period
$12$23$35$46$57Q3 · -$0.25 EPSQ4 · -$0.12 EPSQ1 · -$0.01 EPSQ2 · $0.01 EPSSep 3, 2026$14.40 · 11.9MSep 10, 2025Sep 3, 2026

Forecasts

Q3 2026

Q3 active consumers

LIKELY RANGE120.5–127.5million consumers · middle 80%
UNCERTAINTY±2.4million consumers
Sep 4123.6million consumers

120.5–127.5 range

119.5121.8124.0126.3128.5Jul 30Sep 4

Derived from public YES prices · observed Sep 4, 2026

Q2 2026 · Aug 18, 2026

The call was more about delinquency than credit quality.

Profitability landed and AI did not. Sweden and headwinds were the low-priced mentions the board missed.

ADJUSTED EPS$0.01

-$0.06 expected

EPS SURPRISE+$0.07

versus consensus

LOW-PRICED HIT23%

Headwind

CROWDED MISS72%

Credit Quality

EARNINGS WORDS

What the call was about

8:30 AM ET start
CONFIRMEDSweden

38% before the call

8:34 AM ET · +4 min
Start+30 min+60 min

Credit and profitability

Banking and payments

Distribution

AI and people